Contact Us (949) 525-5587  • tdmking@me.com

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TAWNYA KING
A mortgage lender is like wine. You can choose the cheapest one…but don’t complain about the headache!

About

Tawnya KingTawnya King, Senior Loan Officer, NMLS #290154 • DRE #01487992

Get your personalized mortgage assessment today! Call me or fill out one of the forms on my website as shown in the boxes above. Whether it is a purchase, refinance, residential or commercial. I specialize in Non QM loans!

I am also a licensed real estate agent and can help those in Southern California with purchasing or sales.

We pledge to help borrowers overcome roadblocks that can arise while securing a loan. We meet specific customer needs with a wide array of products, investment tools, and mortgages, while giving each customer individual attention and superior service.

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What My Clients Say

Good evening Tawnya, We appreciate your continuous efforts throughout this refinance process. As I was once a Loan Agent from ’86 to ’96, I am aware of our challenging file. In the end, you and your team were the “Right Choice” and we certainly are happy with the results. You will be first in mind whenever the need arises, or when we can refer a friend or family member. Thank you again for a job well done.
Well someone appreciates us. Thank you so much Tawnya. Words can’t begin to express my gratitude. You have changed the trajectory of our lives.
Tawnya, we appreciate your continuous efforts throughout this refinance process. As I was once a Loan Agent from ’86 to ’96, I am aware of our challenging file. In the end, you and your team were the “Right Choice” and we certainly are happy with the results. You will be first in mind whenever the need arises, or when we can refer a friend or family member. Thank you again for a job well done.
Tawnya at Right Choice Mortgage is a miracle worker! I found Tawnya advertising on my favorite radio station. I am self-employed and Tawnya was able to patiently put together a loan package for me that other lenders couldn’t! She and her team gave me an amazing cash out refinance with a realistic interest rate and monthly payment! Their team is thorough and professional and there is no other like them! Thank you Right Choice Mortgage!!
Being self employed, applying for a home loan has always been difficult. My wife and I are both self employed and we have done several mortgages over the years. Tawnya king made it easy this time. She responded quickly when we had questions, she was caring, encouraging, calm and helpful in all ways. The application process was easy and Tawnya stayed on it until the loan docs were signed and we were funded. I would highly recommend Tawnya and Right Choice. Thanks Tawnya for a low stress process!
I just wanted to let you know how pleased we were with the job you and your team did in securing our financing at an excellent rate under challenging circumstances. Your firm was Johnny On The Spot whenever we needed something, and hung in with us on offer after offer in this difficult buyers’ market until we finally had one accepted. Best of all you did exactly what you said you would do, when you said you would do it. We now have a beautiful new home, and we could not have done it without your professionalism and guidance. I would gladly recommend your firm to anybody.

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The Latest News

Could You Save Money by Refinancing Right Now?
July 18, 2025
Many homeowners assume that if they did not refinance when rates hit historic lows, they missed their chance. But the truth is, refinancing is not only about chasing the lowest possible rate. It is about improving your overall financial picture. Depending on your current loan, interest rate, and personal goals, refinancing could still save you money or help you reach new financial milestones.
The One Number More Important Than Your Credit Score for Mortgage Approval
July 17, 2025
When it comes to getting approved for a mortgage, most people immediately think of their credit score. While it is definitely important, there is another number that can play an even bigger role in your approval, our debt-to-income ratio. Also known as DTI, this number gives lenders a clearer picture of your ability to manage monthly payments and overall debt.
How to Talk to Your Parents About Co-Signing a Mortgage
July 16, 2025
Asking your parents to co-sign a mortgage can be one of the most vulnerable conversations you will ever have. It is not just about paperwork and finances, it is about trust, timing, and long-term commitment. Whether you are a first-time buyer or trying to qualify for better loan terms, a co-signer can make a big difference, but only if everyone involved is fully informed and comfortable.

Ready to Get Started?

Tawnya King

29829 Santa Margarita Pkwy. #100, Rancho Santa Margarita, CA 92688
Direct: (949) 525-5587
Email: tdmking@me.com