Contact Us (949) 525-5587  • tdmking@me.com

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TAWNYA KING
A mortgage lender is like wine. You can choose the cheapest one…but don’t complain about the headache!

About

Tawnya KingTawnya King, Senior Loan Officer, NMLS #290154 • DRE #01487992

Get your personalized mortgage assessment today! Call me or fill out one of the forms on my website as shown in the boxes above. Whether it is a purchase, refinance, residential or commercial. I specialize in Non QM loans!

I am also a licensed real estate agent and can help those in Southern California with purchasing or sales.

We pledge to help borrowers overcome roadblocks that can arise while securing a loan. We meet specific customer needs with a wide array of products, investment tools, and mortgages, while giving each customer individual attention and superior service.

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What My Clients Say

Good evening Tawnya, We appreciate your continuous efforts throughout this refinance process. As I was once a Loan Agent from ’86 to ’96, I am aware of our challenging file. In the end, you and your team were the “Right Choice” and we certainly are happy with the results. You will be first in mind whenever the need arises, or when we can refer a friend or family member. Thank you again for a job well done.
Well someone appreciates us. Thank you so much Tawnya. Words can’t begin to express my gratitude. You have changed the trajectory of our lives.
Tawnya, we appreciate your continuous efforts throughout this refinance process. As I was once a Loan Agent from ’86 to ’96, I am aware of our challenging file. In the end, you and your team were the “Right Choice” and we certainly are happy with the results. You will be first in mind whenever the need arises, or when we can refer a friend or family member. Thank you again for a job well done.
Tawnya at Right Choice Mortgage is a miracle worker! I found Tawnya advertising on my favorite radio station. I am self-employed and Tawnya was able to patiently put together a loan package for me that other lenders couldn’t! She and her team gave me an amazing cash out refinance with a realistic interest rate and monthly payment! Their team is thorough and professional and there is no other like them! Thank you Right Choice Mortgage!!
Being self employed, applying for a home loan has always been difficult. My wife and I are both self employed and we have done several mortgages over the years. Tawnya king made it easy this time. She responded quickly when we had questions, she was caring, encouraging, calm and helpful in all ways. The application process was easy and Tawnya stayed on it until the loan docs were signed and we were funded. I would highly recommend Tawnya and Right Choice. Thanks Tawnya for a low stress process!
I just wanted to let you know how pleased we were with the job you and your team did in securing our financing at an excellent rate under challenging circumstances. Your firm was Johnny On The Spot whenever we needed something, and hung in with us on offer after offer in this difficult buyers’ market until we finally had one accepted. Best of all you did exactly what you said you would do, when you said you would do it. We now have a beautiful new home, and we could not have done it without your professionalism and guidance. I would gladly recommend your firm to anybody.

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The Latest News

Designing a Home That Reduces Financial Stress
February 26, 2026
Financial stress does not come only from high payments. It often comes from poor planning, unrealistic expectations, and lack of reserves. A well-chosen home should strengthen financial stability, not weaken it. Designing your approach before you purchase can make ownership feel secure instead of overwhelming. Mortgage decisions should prioritize sustainability over maximum borrowing power.
How Adjustable-Rate Mortgages Work and When They Make Sense
February 25, 2026
Adjustable-rate mortgages often create hesitation because borrowers focus on the word adjustable. However, these loans can serve a strategic purpose when aligned with specific financial timelines. An adjustable-rate mortgage typically offers a fixed introductory period followed by periodic rate adjustments based on market indexes. Understanding how these loans are structured helps borrowers determine whether the flexibility outweighs potential variability.
Why Your Morning Routine Matters More Than Your Mortgage Rate
February 24, 2026
Interest rates get headlines. Payment amounts get attention. Yet neither one determines whether your mortgage will feel sustainable five years from now. What truly determines long-term satisfaction is how your financing decision supports your daily routine.

Ready to Get Started?

Tawnya King

29829 Santa Margarita Pkwy. #100, Rancho Santa Margarita, CA 92688
Direct: (949) 525-5587
Email: tdmking@me.com