Contact Us (949) 525-5587  • tdmking@me.com

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TAWNYA KING
A mortgage lender is like wine. You can choose the cheapest one…but don’t complain about the headache!

About

Tawnya KingTawnya King, Senior Loan Officer, NMLS #290154 • DRE #01487992

Get your personalized mortgage assessment today! Call me or fill out one of the forms on my website as shown in the boxes above. Whether it is a purchase, refinance, residential or commercial. I specialize in Non QM loans!

I am also a licensed real estate agent and can help those in Southern California with purchasing or sales.

We pledge to help borrowers overcome roadblocks that can arise while securing a loan. We meet specific customer needs with a wide array of products, investment tools, and mortgages, while giving each customer individual attention and superior service.

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What My Clients Say

Good evening Tawnya, We appreciate your continuous efforts throughout this refinance process. As I was once a Loan Agent from ’86 to ’96, I am aware of our challenging file. In the end, you and your team were the “Right Choice” and we certainly are happy with the results. You will be first in mind whenever the need arises, or when we can refer a friend or family member. Thank you again for a job well done.
Well someone appreciates us. Thank you so much Tawnya. Words can’t begin to express my gratitude. You have changed the trajectory of our lives.
Tawnya, we appreciate your continuous efforts throughout this refinance process. As I was once a Loan Agent from ’86 to ’96, I am aware of our challenging file. In the end, you and your team were the “Right Choice” and we certainly are happy with the results. You will be first in mind whenever the need arises, or when we can refer a friend or family member. Thank you again for a job well done.
Tawnya at Right Choice Mortgage is a miracle worker! I found Tawnya advertising on my favorite radio station. I am self-employed and Tawnya was able to patiently put together a loan package for me that other lenders couldn’t! She and her team gave me an amazing cash out refinance with a realistic interest rate and monthly payment! Their team is thorough and professional and there is no other like them! Thank you Right Choice Mortgage!!
Being self employed, applying for a home loan has always been difficult. My wife and I are both self employed and we have done several mortgages over the years. Tawnya king made it easy this time. She responded quickly when we had questions, she was caring, encouraging, calm and helpful in all ways. The application process was easy and Tawnya stayed on it until the loan docs were signed and we were funded. I would highly recommend Tawnya and Right Choice. Thanks Tawnya for a low stress process!
I just wanted to let you know how pleased we were with the job you and your team did in securing our financing at an excellent rate under challenging circumstances. Your firm was Johnny On The Spot whenever we needed something, and hung in with us on offer after offer in this difficult buyers’ market until we finally had one accepted. Best of all you did exactly what you said you would do, when you said you would do it. We now have a beautiful new home, and we could not have done it without your professionalism and guidance. I would gladly recommend your firm to anybody.

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The Latest News

5 Financial Signs You Are Ready to Qualify for a Mortgage
February 3, 2026
Purchasing a home is one of life's biggest milestones, but before you start touring properties, it is important to know whether you are financially prepared to qualify for a mortgage. Many buyers wonder if they are truly ready from a lender's perspective or if they should spend more time strengthening their finances. Mortgage readiness is not about being perfect, it is about having the right financial foundation in place. When several key indicators align, you can move forward with greater confidence and clarity.
What’s Ahead For Mortgage Rates This Week – February 2nd, 2026
February 2, 2026
While many were optimistic about an additional rate cut, the Federal Reserve has decided to maintain current interest rates pending further data. They have previously stated that at least one more rate cut would follow the last one, but their stance now appears to depend on the availability of sufficient supporting data.
Tips to Remember When Shopping for a New Home Loan
January 30, 2026
Finding a new home loan can seem challenging, but if you take the proper steps before you start applying for loans, you'll have no difficulty finding a mortgage that works for you and a lender that would love to have you as a borrower. Shopping for a mortgage isn't like shopping for a couch, and there's a lot that goes into the process.

Ready to Get Started?

Tawnya King

29829 Santa Margarita Pkwy. #100, Rancho Santa Margarita, CA 92688
Direct: (949) 525-5587
Email: tdmking@me.com