Contact Us (949) 525-5587  • tdmking@me.com

Long-Term Rental Loan Criteria (1-4 Family)

  • Collateral: Non-owner Occupied 1-4 Family Residential Properties; Condos; Townhomes
  • Term: 30 Years
  • Amortization Options: 30-Year Fixed; Hybrid ARMS (5/1, 7/1, 10/1); 10-Year Interest-Only
  • Loan Amount:$50k-$2M
  • LTV:
    • Purchase: Up to 80% of purchase price
    • Refinance: Up to 75% of the As Is Value
    • Cash-Out: Up to 75% of the As Is Value
  • Rate: Starting at 50%
  • Credit Score: 650 min
  • Prepayment Penalty: 0-5 years, shorter prepay periods will have higher rates
  • Minimum DSCR of 10

Get Started
Muth Capital understands the challenges facing commercial real estate investors and property developers. We also recognize that there is no such thing as a “one size fits all” solution for financing. Our team will work with you directly to create a line of credit or structure a loan around your needs, to help you reach your goals on your next fix and flip project. Contact our offices today to get started.