Home Purchase Archives

04 Nov 2025

Steps to Take Now to Build Your Credit for a Home Purchase Next Year

Home Buyer Tips

Buying a home is one of the most exciting goals you can set, but your credit score plays a major role in how easy or challenging the process will be. The good news is that with time and planning, you can strengthen your credit and set yourself up for a smoother approval when you are ready to buy next year. Review Your Credit ReportStart by pulling your credit report from all three major credit bureaus. Review each report carefully to make sure that your personal information and account details are accurate. Dispute any errors right away, since mistakes can bring…

The Type of Home You Want to Buy Determines Your Closing Cost and Here’s Why

Mortagage Tips

Savvy home buyers who are preparing to make a real estate purchase should do their research and understand that they need to save money for not only the down payment but the closing costs as well. The closing costs can account for as much as three to five percent of the sales price in some cases, so this can be a rather sizable amount of money. Some home buyers however, may not realize that the amount of closing costs can vary considerably based on the home that is purchased. With a closer look at why this is, home buyers can make a more educated decision when…

Eliminate These 5 Barriers To Saving For Your Down Payment This Month!

Mortgage Tips

With all the expenses that go into monthly living and the temptations that come along with life, saving money for the down payment on your new home can be quite a struggle for many people. If you're having a hard time saving and are wondering what you can do to ensure a higher bank balance next month, here are a few things that may pose a risk to getting the home of your dreams. Forgetting To Take Lunch One of the things most likely to defeat your bank balance is the daily office trip to the deli or diner. Instead…