Mortgage

VA vs FHA vs USDA What’s the Difference?

September 27, 2024 Tawnya King Mortgage Comments Off

You may have more options than you think when it comes to securing a mortgage for your new home. While many buyers opt for conventional financing, another option or program might be a better choice for you, depending on your personal and financial situation. Learning more about FHA, USDA, and VA loans ensures you get the best possible deal for your mortgage and that you secure the loan that you need for your new home. Here’s what you need to know about these useful mortgage options.

An Overview Of Umbrella Insurance: How It Works

September 26, 2024 Tawnya King Mortgage Comments Off

Accidents can happen from time to time, which is why it is important for people to have insurance. While you might be able to fix some accidents on your own, others can lead to a significant amount of financial stress.

Tips and Insights on Home Buying with Bad Credit

September 24, 2024 Tawnya King Home Buyer Tips Comments Off

When thinking about homeownership, a perfect credit score often seems like the golden ticket. But what if your credit history isn’t picture-perfect?

In A World of Homeowners’ Associations (HOAs)

September 6, 2024 Tawnya King Home Mortgage Comments Off

With the current shortage in housing inventory, more buyers are considering condominiums and townhomes as viable options. Most of these properties are part of a homeowners’ association (HOA), which plays a crucial role in maintaining the community. Understanding what an HOA entails can help you make an informed decision before purchasing your next home. Here’s what you need to know:

What Single Moms Should Know About First-Time Homebuyer Grants

September 5, 2024 Tawnya King Home Buyer Tips Comments Off

Owning a home as a single mom might seem challenging, but it’s more achievable than you think. With the right resources, first-time homebuyer grants, and housing programs, you can turn the dream of homeownership into reality. Here’s what you need to know.

Tackling Debt with a Cash-Out Refinance: Is This Strategy Right for You?

August 30, 2024 Tawnya King Mortgage Comments Off

Credit card debt in the U.S. has surged to an unprecedented level, climbing by $50 billion last year to a staggering $1.13 trillion. This highlights the financial strain many individuals and families are experiencing, making effective debt management more crucial than ever. One potential strategy to consider is a cash-out refinance on your home.

Unlocking the Potential of Cash Only Properties with a Renovation Loan

August 27, 2024 Tawnya King Mortgage Application Comments Off

Navigating today’s real estate market can be challenging, especially when dealing with properties listed as “cash-only.” These homes often require extensive repairs or are in poor condition, making them difficult to finance through traditional means. Fortunately, a renovation loan offers a solution, allowing you to finance both the purchase and renovation of these properties with a single loan.

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