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31 Jul 2023

What’s Ahead For Mortgage Rates This Week – July 31, 2023

Financial Reports

Last week’s economic reporting included readings on the Fed’s interest rate decision, S&P Case-Shiller’s Home Price Indices, sales of new homes, and pending home sales. Weekly readings on mortgage rates and jobless claims were also released. The Federal Reserve raised its target interest rate range to 5.25 to 5.50 percent; this announcement signaled that rates for home loans and unsecured credit would also rise. S&P Case-Shiller Reports Slower Home Price Growth in May Average U.S. home prices fell in May according to the S&P Case-Shiller 20-City Home Price Index. Home prices were -1.70 percent lower as compared to an expected…

28 Jul 2023

By Tawnya King

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Quick and Simple Home Improvements: Transform Your Space with Ease

Home Tips

When it comes to home improvements, you might envision lengthy renovation projects or a significant investment of time and money. Not all home improvements have to be big projects. There are many quick and simple changes you can make to transform your space without breaking the bank or disrupting your daily routine. Fresh Coat of Paint: One of the most effective and budget-friendly ways to revitalize any room is by applying a fresh coat of paint. A new color scheme can completely transform the ambiance, making it brighter, cozier, or more sophisticated. Choose colors that align with your desired mood…

26 Jul 2023

By Tawnya King

Selling a House “As-Is”: Pros, Cons, and Considerations

Selling Your Home

When it comes to selling a house, homeowners have different options available to them. One approach that some sellers consider is selling their house "as-is." This means selling the property in its current condition without making any repairs or renovations. Pros of Selling a House "As-Is" Convenience: One of the primary advantages of selling a house as-is is the convenience it offers. By selling the property in its current condition, you can avoid the time, effort, and cost associated with repairs and renovations. Cost Savings: Selling a house as-is can potentially save you money. When you sell a property in…

25 Jul 2023

By Tawnya King

Financial Considerations When Buying a Home

Mortgage

Purchasing a home is one of the most significant financial decisions many individuals make in their lifetime. It involves a substantial investment of money and requires careful consideration to ensure long-term financial stability. To navigate the complexities of the home-buying process, it's essential to be well-informed about the various financial considerations involved. In this blog post, we will explore key factors to consider when buying a home to help you make informed decisions and achieve financial success. Establishing a Realistic Budget: Before diving into the home-buying process, it's crucial to establish a realistic budget based on your financial situation. Consider…

21 Jul 2023

By Tawnya King

What is a Home Warranty?

Home Buyer Tips

A home warranty is a type of service contract that provides coverage for repairs or replacements of major systems and appliances in a home. It typically covers items such as heating and cooling systems, electrical systems, plumbing, water heaters, and kitchen appliances. Home warranties are purchased by homeowners to protect against unexpected expenses for repairs or replacements that may occur due to normal wear and tear. When a covered item breaks down, the homeowner can contact the home warranty company, which will send a qualified technician to diagnose and repair the issue. If the item cannot be repaired, the home…

20 Jul 2023

By Tawnya King

Critical Tips To Consider When Hiring A Home Contractor

Mortgage Tips

Hiring a home contractor can be a daunting task, as the success of your home renovation or construction project depends largely on the competence of the contractor you choose. Here are some critical tips to consider when hiring a home contractor: Research: Do thorough research on potential contractors before hiring them. Check their credentials, licenses, certifications, and experience. Also, look for reviews and testimonials from past clients to get an idea of their work quality. Get multiple quotes: Request quotes from multiple contractors and compare them. This will give you an idea of the average cost of the project and…

19 Jul 2023

By Tawnya King

Why You Should Consider a Home Energy Audit

Around The Home

In today's environmentally conscious world, finding ways to save on energy costs has become increasingly important. One effective method to achieve both goals is by conducting a home energy audit. A home energy audit is a comprehensive assessment of your home's energy efficiency and helps identify areas where energy is being wasted. Identify Energy Inefficiencies: A home energy audit provides a detailed analysis of your home's energy consumption patterns. Certified auditors use specialized tools and techniques to evaluate various aspects of your property, including insulation, HVAC systems, appliances, lighting, and more. Save on Energy Costs: Identifying energy inefficiencies through a…